Waiting on a government payment?
American Bridge Capital lends and factors against your federal, state, and municipal contracts and grants, so you can fund payroll and mobilization and take on the next award without giving up equity.
This is a step up, not a stack. The 80% replaces the earlier advance rather than being added to it, so your advance rate rises as the work is invoiced and approved.
The problem you know too well
You have mobilized crews, ordered materials, and submitted your invoices. Now you wait 2 to 18 months for the government to pay, while payroll, equipment, and the next task order cannot wait.
What ABC does
American Bridge Capital provides first lien revolving lines of credit against your federal, state, and municipal contracts and grants. We advance up to 50% of the face amount of each eligible purchase order or task order, and up to 80% once the invoices are approved. Direct remittance from the government pays down the line.
We lend and we factor, so we fit the structure to the receivable and tell you which one costs you less before you decide.
Our funding will never limit your next task order.
How it works
Your signed government contract or grant, plus recent invoices.
We underwrite the government receivable, not your trade credit or EBITDA.
Receive up to 50% of each purchase order or task order at signature, up to 80% on approved invoices.
It starts with one conversation. Call us now, or pick a time that works for you.
Free consultation, no cost and no obligation. Prefer email? info@americanbridgecapital.com
Built for government contractors
If you hold or perform work under a government contract or a federally backed loan program, you likely qualify. We finance contractors across any industry, at the federal, state, and municipal level.
Invoicing against federal, state, or municipal awards, or waiting on a prime to be paid. Draw against your signed contract on day one and step up as invoices are approved. Any industry, including transportation, energy, and water infrastructure.
Approved for USDA OneRD or REAP, DOT RRIF or TIFIA, or another federal program? Bridge from commitment to disbursement.
States, local governments, and private nonprofits awaiting federal grant reimbursement get liquidity without draining reserves.
Performing under contracts with DoD, FEMA, HUD, DOT, VA, USACE, and other agencies, including disaster recovery programs like FEMA Public Assistance and Hazard Mitigation, and HUD CDBG-DR. If the federal government is ultimately the payer, the receivable is probably financeable.
Most federal contractors we work with also carry commercial receivables, and the two compete for the same cash. We can extend a facility against that commercial work under the same relationship, so you are not managing two lenders, two liens, and two sets of reporting. Ask about commercial receivables on your consultation call.
Keep working while the government catches up
Send us your award and a recent invoice for a free consultation and a confidential, no-obligation review.